Quotation Assumptions

Please read the assumptions on which the quote is being based below.

Home Insurance Quote for house I own and let out:

The Premises:

• Is currently occupied and let on a single annual lease to tenants for whom references have been sought and are retained by you.
• Is built entirely with stone, brick or concrete and roofed with slates or tiles or other incombustible materials.
• Has never shown signs of damage which may be attributable to subsidence heave or landslip or is not located in an area which is prone to damage by subsidence heave or landslip.
• Is not constructed with a Flat Roof covering a roof area greater than 20% of the overall roof area.
• Has not previously flooded
• Is not in an area where there is a history of flood damage.
• Is maintained in a good state of repair and is not undergoing any structural alteration or conversion.
• Is not used in connection with any business or profession (other than childminding of no more than 3 children).
• Is not left unoccupied other than for normal daily absences or vacations and in no case for any period exceeding 90 days in any one year whether consecutively or not.

You or any person residing with you or any person with a financial interest in the property to be insured have:

• Never been convicted of any offence of any nature and does not have a prosecution pending other than in relation to a driving offence.
• Never been refused Insurance or had special terms and conditions imposed on an insurance Policy.
• Never had any claim made against you/them other than in connection with a motor accident or as declared already as part of this Proposal.